PM Street Vendor’s Atmanirbhar Nidhi (PM Svanidhi) Scheme Apply Online Form, Beneficiary List / Survey Status, Guidelines & Lenders List:
: The Modi government gives loans of up to Rs 10,000, without any guarantee
Lockdown has affected business employment. People need money to start work again. Due to the long process of the bank and high interest rates, people are reluctant to take loans. The Modi government has decided to provide an instant loan of Rs 10,000 to hawkers, hawkers and small traders.
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New Delhi: Lockdown has affected business employment. People need money to start work again. Due to the long process of the bank and high interest rates, people are reluctant to take loans. The Modi government has decided to provide an instant loan of Rs 10,000 to hawkers, hawkers and small traders.
10,000 is available under the Self-Reliance Fund Scheme:
The hawkers, hawkers and small traders will now be able to get a loan of Rs 10,000 under the Atamnirbhar Fund scheme through 308 lakh Common Service Centers (CSCs) spread across the country. CSC e-Governance Services India Limited, the government’s digital and e-governance services arm, said on Wednesday.
The Pradhan Mantri Street Vendors Self-Reliance Fund Scheme (PMSVAFY) is fully funded by the Ministry of Housing and Urban Affairs. Under this scheme, loans up to Rs. 10,000 are made available to small traders with hawkers, hawkers and lorries. Under the scheme, these borrowers are also encouraged to repay the loan regularly and are also rewarded on Digital Transaction.
The scheme will formalize lorries, hawkers and create new opportunities for the sector. It will also help in registering these small traders under the CSC scheme.
Swanidhi Yojana is for Rekadi-Lari or Khumcha planters
Under the scheme, a cheap loan of Rs 10,000 will be given
Out of 1.54 lakh applications so far, 48,000 loans have been sanctione
The government will transfer this interest subsidy to the account of the borrower. Most importantly, there is no provision for penalties under the scheme. There are no conditions for this loan. This is a loan with easy terms.
According to the Union Ministry of Housing or Urban Affairs, out of 1.54 lakh applications so far, 48,000 rakdi-lari loans have been sanctioned. The Prime Minister’s Street Vendor Atmanirbhar Nidhi (PM Swanidhi) scheme was launched on June 1.
According to the government, 50 lakh people will get the benefit of this scheme. Urban areas, outlying areas, and rural areas can benefit from this.
Sanjay Kumar, Joint Secretary, Ministry of Housing and Urban Affairs, said that under the scheme, working capital of up to Rs 10,000 would be made available to hawkers in the city area.
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This capital will be for one year and will have to be paid in monthly installments. He said no address proof or guarantee would be taken by the lending institution for this loan. ‘All merchants will have to make digital transactions’
Visit the official website:-Firstly visit the official website at http://pmsvanidhi.mohua.gov.in/
Apply for a loan online:-At the homepage, click at the “Apply for Loan” tab or make “Login as applicant” as shown in the figure below or directly click http://pmsvanidhi.mohua.gov.in/Login
Login using mobile number:- In the new login window, street vendors can apply online for PM Svanidhi loan by making login using mobile number. Enter the mobile no. and click at the “Request OTP” button to get a one-time password on that mobile phone. Afterward, enter received OTP and click at “Verify OTP” button
Check Vendor Category
Select the appropriate vendor category to proceed further
Registration using aadhar number:- Afterwards, street vendors can make registration using aadhar verification as shown below. Upon entering aadhaar number and clicking at the “Verify” button, you will get an OTP on the mobile number which is registered in aadhar card.
Fill the online application form:- Accordingly, on verification of Aadhar OTP, the PM Svanidhi online application form will appear.
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Download PDF to PM Svanidhi Standard Loan Application Form
Therefore a new window for PM Svanidhi Pre-Application will open. The direct link to the Atmanirbhar Nidhi Scheme pre-application window for opening PM Street Vendor is http:/pmsvanidhi.mohua.gov.in / Home / PreApplication. Click the “View / Download Form” button at the new tab. The PM Svanidhi Common Loan Application Form will then appear as illustrated below:-